Our Current yearly income is $99, 141.71. I am posting this only to show accountability and transparency. And I know when I read about folks getting out of debt I like to see a picture of their finances to encourage me in my own journey.

**I will add a disclaimer and say that I know that Dave Ramsey is not a fan of whole life insurance. As our older daughter had a liver transplant at age 2, and we had already had life insurance in place for her, we decided to keep paying for her policy which is $50,000 of whole life. It's a very small fee. We also have it for the other children just because of our experience with our older daughter. The insurance that Bry and I have is term except a small $50,000 whole life policy I have in addition to term, which I may end up canceling.

~May God Bless you~

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